{"sc":"J092"
,"ac":"IT00806"},
Your policy may also be invalid if your house is unoccupied for more than 30 consecutive days during the year (see leaving the house unoccupied below).
{"sc":"P026"
,"ac":"IT00807"},
{"sc":"A021"
,"ac":"IT00805"},
{"sc":"PL51"
,"ac":"IT00803"},
,"ac":"IT00807"},
,"ac":"IT00805"},
If you do need to make any changes, please follow step 3 below. ,"ac":"IT00804"},
,"ac":""},
John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc.
,"ac":"IT00804"},
,"ac":"IT00808"},
,"ac":"IT00803"},
,"ac":"IT00808"},
{"sc":"J091"
,"ac":"IT00806"},
,"ac":"IT00807"},
,"ac":"IT00807"},
{"sc":"A056"
,"ac":"IT00801"},
John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc.
,"ac":"IT00804"},
wedding), Single item limit for valuables - max limit (£), Contents in the open - within home boundary i.e. ,"ac":"IT00807"},
,"ac":"IT00804"},
,"ac":"IT00806"},
Log in to find out how we rated them. {"sc":"P050"
,"ac":"IT00804"},
and get full access to these results and all our reviews.
{"sc":"NET1"
{"sc":"J067"
,"ac":"IT00806"},
If you need to make a claim with John Lewis home insurance call 0330 102 2749. {"sc":"PL02"
,"ac":"IT00801"},
{"sc":"W034"
,"ac":"TP0000"},
{"sc":"Z226"
Financial Services Limited. Is it worth claiming on your home insurance?
{"sc":"P016"
{"sc":"PL33"
{"sc":"W023"
Damage to underground services - included? {"sc":"W051"
{"sc":"XJLC"
,"ac":"IT00805"},
,"ac":"IT00803"},
{"sc":"PN04"
,"ac":"IT00806"},
,"ac":"IT00806"},
Check that your cover still meets your needs and that all your details are the same. ,"ac":"IT00805"},
£5 for first month then £9.99/month unless cancelled. {"sc":"P031"
,"ac":"IT00807"},
,"ac":"IT00801"},
{"sc":"P036"
,"ac":"IT00807"},
{"sc":"Z227"
A big factor that determines the cost of your home buildings insurance is the rebuild cost of your home—the average cost to rebuild a house is around £200,000 for a 1,400 square foot 3-bed home, but your rebuild cost will depend on many factors such as the size of your home and where you live.
{"sc":"OTHR"
,"ac":"IT00804"},
{"sc":"PL23"
{"sc":"W087"
{"sc":"W040"
{"sc":"P038"
{"sc":"A013"
{"sc":"Z142"
,"ac":"IT00804"},
{"sc":"PL15"
,"ac":"IT00806"},
{"sc":"P079"
{"sc":"J061"
{"sc":"XJP4"
,"ac":"IT00805"},
{"sc":"0032"
{"sc":"P064"
John Lewis's home insurance is underwritten by Royal & Sun Alliance Insurance plc.
,"ac":"IT00806"},
Direct Line Home Insurance Plus - Unlimited buildings cover and up to £100,000 of contents cover with a £4,000 valuable single item limit.
,"ac":""},
,"ac":"IT00806"},
,"ac":"IT00806"},
{"sc":"XJH5"
,"ac":"IT00807"},
,"ac":"IT00804"},
{"sc":"P094"
,"ac":"IT00806"},
{"sc":"J049"
{"sc":"XJP3"
{"sc":"W052"
,"ac":"IT00806"},
{"sc":"W029"
,"ac":"IT00807"},
{"sc":"J079"
,"ac":"IT00807"},
If you pay annually, simply follow the steps in the section below. {"sc":"P080"
Home insurance won't insure you against acts of terrorism.
{"sc":""
,"ac":"IT00806"},
{"sc":"P017"
{"sc":"J025"
,"ac":"IT00805"},
{"sc":"P059"
,"ac":"IT00805"},
{"sc":"W009"
{"sc":"J019"
{"sc":"A016"
,"ac":"IT00801"},
Will my home insurance automatically renew? ,"ac":"IT00805"},
John Lewis plc is an appointed representative (Financial Conduct Authority no. {"sc":"P015"
,"ac":""},
,"ac":"QS0001"},
,"ac":"IT00802"},
{"sc":"J085"
,"ac":"IT00805"},
,"ac":"IT00802"},
{"sc":"W075"
{"sc":"J029"
,"ac":""},
Just check that you're happy your details are correct and your current levels of cover still meet your needs.
Free UK mainland delivery when you spend £50 and over.
,"ac":"IT00805"},
{"sc":"J068"
,"ac":"IT00805"},
,"ac":"QS0001"},
,"ac":"TP0000"},
,"ac":"IT00801"},
Sign up to the Which? {"sc":"0016"
{"sc":"W083"
{"sc":"A027"
{"sc":"0031"
,"ac":"IT00806"},
,"ac":"IT00805"},
,"ac":"IT00807"},
{"sc":"A008"
{"sc":"XJM3"
{"sc":"Z086"
,"ac":"IT00806"},
{"sc":"W099"
,"ac":"IT00804"},
,"ac":"IT00805"},
{"sc":"Z158"
,"ac":"IT00804"},
{"sc":"A053"
{"sc":"W063"
{"sc":"Z139"
,"ac":"IT00807"},
,"ac":"IT00806"},
,"ac":"IT00807"},
,"ac":"IT00806"},
,"ac":"IT00801"},
{"sc":"J006"
93792).
John Lewis Pet Insurance is underwritten by Royal & Sun Alliance Insurance plc (No.
,"ac":"IT00806"},
{"sc":"P074"
{"sc":"PL34"
{"sc":"XJP2"
{"sc":"PL27"
{"sc":"J010"
{"sc":"J099"
{"sc":"P065"
,"ac":"IT00805"},
{"sc":"J034"
Group and is authorised and regulated by the Financial Conduct Authority (FRN527029).
,"ac":"IT00804"},
{"sc":"J045"
Which? ,"ac":"IT00801"},
{"sc":"W069"
{"sc":"PL27"
It came at a really important time, as he was on furlough during the first coronavirus lockdown last year. {"sc":"0023"
,"ac":"IT00804"},
,"ac":"IT00805"},
,"ac":"IT00805"},
,"ac":"IT00805"},
,"ac":"IT00804"},
,"ac":"IT00806"},
,"ac":"IT00806"},
{"sc":"ZA87"
{"sc":"P099"
,"ac":"IT00804"},
Discover the household bills and maintenance costs you need to budget for when you buy your first home.
{"sc":"P077"
{"sc":"W045"
{"sc":"W091"
,"ac":"IT00801"},
{"sc":"A060"
,"ac":"IT00805"},
,"ac":"IT00806"},
,"ac":"IT00802"},
{"sc":"J059"
We're open:
Limited on behalf of Which? John Lewis has a 150-year legacy on the British high street and eventually branched out into financial products in 2006. {"sc":"P048"
{"sc":"P095"
{"sc":"W086"
You can understand more and change your cookies preferences here. ,"ac":"IT00807"},
{"sc":"PL47"
Elements marked with a £ can be added to a policy as optional extras for an additional cost. {"sc":"PL52"
,"ac":"IT00805"},
,"ac":"IT00801"},
,"ac":"IT00806"},
{"sc":"A059"
,"ac":"IT00805"},
{"sc":"J075"
,"ac":"IT00807"},
,"ac":"IT00806"},
,"ac":"IT00805"},
,"ac":"TP0000"},
,"ac":"IT00802"},
{"sc":"PL44"
{"sc":"P039"
,"ac":"IT00805"},
,"ac":"IT00807"},
{"sc":"W095"
,"ac":"IT00806"},
{"sc":"PL41"
{"sc":"PL03"
,"ac":"IT00805"},
,"ac":"IT00806"},
John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. {"sc":"W032"
{"sc":"A036"
,"ac":"IT00807"},
,"ac":"IT00807"},
,"ac":"IT00805"},
,"ac":"IT00801"},
,"ac":"IT00807"},
,"ac":"IT00805"},
,"ac":"IT00807"},
,"ac":"TP0000"},
{"sc":"PL04"
{"sc":"XJP1"
416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no.
,"ac":"IT00803"},
{"sc":"XJF1"
,"ac":"IT00804"},
,"ac":"IT00804"},
{"sc":"J093"
,"ac":"IT00804"},
Table last updated in March 2021.
{"sc":"Z087"
{"sc":"A022"
{"sc":"HX89"
{"sc":"J060"
{"sc":"0030"
{"sc":"J058"
{"sc":"J047"
{"sc":"W025"
{"sc":"J004"
John Lewis also offers Gold home insurance, which features a higher level of cover, and Bronze home insurance, which offer a lower level of cover.
,"ac":"IT00804"},
,"ac":"IT00807"},
{"sc":"PL54"
{"sc":"W058"
{"sc":"PL58"
{"sc":"W027"
{"sc":"L003"
,"ac":"IT00801"},
{"sc":"W059"
,"ac":""},
,"ac":"IT00805"},
,"ac":"IT00807"},
{"sc":"A031"
It also doesn't cover damage due to wear and tear.
,"ac":"IT00806"},
{"sc":"P051"
,"ac":"IT00805"},
{"sc":"A003"
Not a member yet? {"sc":"J054"
{"sc":"P076"
{"sc":"PL40"
,"ac":""},
{"sc":"P072"
Interest charged on payment by instalments (APR), Cancellation fee within cooling off period, Cancellation fee after cooling off period. ,"ac":"IT00805"},
{"sc":"J008"
,"ac":"IT00804"},
613259). ,"ac":"IT00804"},
,"ac":"IT00806"},
,"ac":"IT00801"},
,"ac":"IT00805"},
,"ac":"IT00801"},
,"ac":"IT00805"},
,"ac":"IT00804"},
,"ac":"IT00804"},
,"ac":"IT00801"},
{"sc":"P027"
{"sc":"PL03"
,"ac":""},
,"ac":"IT00805"},
,"ac":"IT00806"},
Elements marked with a ✓ are covered as standard, those marked with a ✘ are not covered as standard.
{"sc":"PL06"
{"sc":"P089"
Which?
I had insured my car with John Lewis for several years and always had good service. There's also usually only limited cover for accidental damage (see add-ons below).
Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. ,"ac":""},
,"ac":"IT00806"},
John Lewis plc is an appointed representative (Financial Conduct Authority no.
{"sc":"HX91"
{"sc":"L001"
,"ac":"IT00805"},
{"sc":"RDEV"
,"ac":"IT00803"},
{"sc":"P046"
,"ac":"IT00804"},
{"sc":"P044"
and get full access to these results and all our reviews. 202323).
{"sc":"PL16"
93792). John Lewis Silver home insurance policy: is it good or bad?
,"ac":"TP0000"},
{"sc":"J036"
{"sc":"A047"
{"sc":"XJP6"
,"ac":"IT00802"}, To find your policy number, check your policy documents. If you choose to pay with a credit, debit or Partnership Card, weâll take a payment from you once a year.
Next update in March 2022.
Members can log in to read our full policy analysis.
{"sc":"0026"
{"sc":"P081"
First month only £5, then £9.99 per month, cancel any time.
{"sc":"P096"
Unspecified bicycles away from home - included?
{"sc":"J050"
{"sc":"A009"
,"ac":"IT00806"},
{"sc":"W061"
,"ac":"IT00805"},
,"ac":"TP0000"},
,"ac":"IT00805"},
{"sc":"P023"
,"ac":"IT00805"},
,"ac":"IT00806"},
{"sc":"PN01"
{"sc":"A055"
,"ac":"IT00805"},
,"ac":"IT00804"},
{"sc":"PL23"
,"ac":"IT00801"},
,"ac":"IT00801"},
Monday to Friday: 8am - 7pm
,"ac":""},
,"ac":"IT00806"},
,"ac":"IT00801"},
{"sc":"A050"
{"sc":"J052"
,"ac":"IT00806"},
Financial Services Limited is a wholly-owned subsidiary of Which?
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